Wood damaged by termites

Will My Insurance Cover Insect Damage to my Business?

Your business is something that you have invested money, time, and resources into. That is especially true for the facility or the property that you run your business out of. With that, you need an outstanding insurance plan that covers your property and your assets to make sure that you are covered, should those be threatened.

Do you know exactly what your business insurance covers?

Are you aware of everything that is included with the insurance that you have for your business? There is some common misinformation about what is commonly covered with business insurance that you should know about.

What is Covered with My Business Insurance?

There are many different types of insurance plans and policies that you can get for your business. Some of the most common forms of coverage include:

  • Theft
  • Certain types of property damage
  • Fire damage
  • Damage from natural disasters

What may shock you is what your business insurance policy may not cover.

Will My Insurance Cover Insect Damage?

Most forms of insurance will not cover normal wear and tear of your building. That’s something that you are going to pay out-of-pocket for maintenance and repairs. What may surprise you, even more, is that most forms of business insurance will cover pest control or pest damage, though occasionally you can find some exceptions.

That makes keeping your eye out for pests and pest damage in your office or facility incredibly important. It is important to keep in mind as well that when it comes to insect damage and pest control, an ounce of prevention is worth a pound of cure.

Paying to protect your facility against pests now could save you hundreds or thousands of dollars in the future.

If you believe that you have a pest problem in your business or you want to start taking preventative measures to protect your facility, contact Presto today to speak with one of our specialists.